Strategy Consulting Service

At Pasqua, CPA we are dedicated to helping our clients make logical and sound financial decisions. To that end we guide clients through our 3-step process of Organize, Analyze and Recommend. The culmination of our process is the delivery of specific strategies designed to help each client realize their particular financial objectives.

As every client is unique, it is imperative that we fully understand not only a client’s current financial situation, including their liquidity needs and risk tolerances, but also their short and long-term financial goals.

Once we have a complete picture of every aspect our client’s financial life, we then begin the process of determining the strategies that are needed to accomplish their objectives.

We analyze a client situation as it relates to the following key financial planning areas: (1) investment planning (2) income tax planning (3) retirement planning (4) employee benefit planning (5) insurance planning and (6) estate planning.

Each planning area has strategies associated with them that have merit. However, the coordination of strategies across these six financial planning areas is extremely important not only to create efficiencies, but to maximize a client’s net worth over time.

For example, investment decisions have tax consequences.  By understanding these consequences, we can minimize the tax burden so our client’s keep more of what they have earned.

“Roth conversions” and “asset location” strategies are two instances where tax planning may help increase net after-tax results.

We recommend those strategies that help clients reach their goals and is predicated on our analysis of the 6 financial planning areas as they pertain to each client.

Our recommendations are given to clients in a written report together with the supporting analysis for each recommended strategy.

Our report is clear and concise, and not a “Financial Planning” book that few would ever fully read. Just those actionable strategies needed by a client to help maximize their net worth, together with the analysis to back it up.

And our clients receive peace of mind knowing that the strategies recommended in our report were written by fiduciaries working solely in their best interest and that the strategies recommended came from the combined expertise of a CPA, a CFA charterholder, and a CFP professional.